How to Save Money on Christmas

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Last Updated on December 10, 2022 by Rebecca

It really is the most wonderful time of the year. Unfortunately, it can also be the most costly. Whether it’s the entertaining or the gifts, Christmas can be expensive. The good news is there are ways to save money. The following are just a few great tips on how to save money on Christmas.

The pressure of spending a ton of money during Christmas is real but it doesn’t have to be your reality. If you want to have a great holiday where you’re not spending a ton of money, there are ways to make it easily happen!

Here are some super simple ways that you can have an amazing and affordable Christmas celebration this year.

How to Save Money on Christmas

Ready to start saving? Try the 100 Envelope Savings Challenge and discover that saving money is easier than you think!

How to Save Money on Christmas

The great part about saving money during Christmas is that it’s something that you can learn from and repeat every year. While it can be super hard to not get caught up in the fun of the holidays and overspending, it’s important not to!

You can show everyone that having a showy Christmas isn’t what it’s all about and even have money leftover long after the holidays are done!

Start Shopping Early

Start shopping for Christmas gifts as early as possible. This not only lets you spread out the cost of gifts but allows you to snag some amazing deals. Anytime you see something at a great price and think it would make a great gift, grab it. Yes, there are some amazing deals leading up to the big day, but you never know what you’re going to find in before those big sales start.

Keep It Homemade

Yes, it can be much easier to have your Christmas parties and family dinners catered. It can also cost quite a bit. Cooking a homemade Christmas dinner and making your own appetizers for parties can save you so much money. Another great tip is to host potluck style parties and dinners. That way, you’re not carrying the entire load.

Bake for Neighbors

If you want to give your neighbors gifts this Christmas, skip the gift cards and make homemade cookies or cakes or some other treat. Homemade candy and baked goods are something that comes from the heart and can be packaged to make a beautiful gift.

Recommended Money Management Books

Are you having a hard time managing your resources? These books will educate you about handling your money, getting out of debt, and being financially stable.

Don’t forget that learning how to manage money is something that you might have to learn – and this is totally fine! This is exactly what the books below are all about! Use these books as a way to help you in your money saving process and a way to help you grow and be more aware of your spending as well.

Super Saving Money Tips - Discover Quick and Easy Ways To Fatten Your Piggy BankSuper Saving Money Tips – Discover Quick and Easy Ways To Fatten Your Piggy BankWhy Didn't They Teach Me This in School?: 99 Personal Money Management Principles to Live ByWhy Didn’t They Teach Me This in School?: 99 Personal Money Management Principles to Live ByThe Psychology of Money: Timeless lessons on wealth, greed, and happinessThe Psychology of Money: Timeless lessons on wealth, greed, and happinessGet Good with Money: Ten Simple Steps to Becoming Financially WholeGet Good with Money: Ten Simple Steps to Becoming Financially WholeStacked: Your Super-Serious Guide to Modern Money ManagementStacked: Your Super-Serious Guide to Modern Money Management925 Ideas to Help You Save Money, Get Out of Debt and Retire A Millionaire So You Can Leave Your Mark on the World925 Ideas to Help You Save Money, Get Out of Debt and Retire A Millionaire So You Can Leave Your Mark on the World


Shop Discount Stores for Decorations

Skip the $20 ornaments and hit Walmart or even Big Lots. You’ll find a large selection of decorations that are very affordable. Whether it’s ornaments, lights, or even a tree, you can find everything you need to make your home beautiful for the holidays.

Buy Gift Bags and Stocking Stuffers at the Dollar Tree

The Dollar Tree really can be your best friend. You can find gift bags, toys, candy, and so much more all for a dollar. It’s a great place to start looking for the items you need before going to a more expensive store.

Get a Jump Start on Next Year

Last, but not least, after the holiday is over, start shopping for next year. You can score awesome deals on everything from wrapping paper to gift bags to ornaments and everything in between. You can sometimes find sales of up to 90% off.

You don’t have to max out your credit cards to enjoy Christmas. There are a number of great ways to save money. Whether you skip the expensive decorations or make homemade gifts for your neighbors, you can save money during Christmas.

Thank you for reading our “How to Save Money on Christmas” post! As you can see, there are so many great ways that you can save money during the holiday season and these tips can be the perfect way to start!

More Money Saving Tips

Once you’re on a money saving roll, why stop? You can easily find more ways to save money in all areas of your life. This is a super great way to cut costs and find more money to spend on things that you really want to spend them all. Stop wasting money and start trying these tips!

8 Ways to Save Money on Groceries

Spending a ton of money at the grocery store isn’t a fun feeling. No one likes doing it, no one. But these tips can help you keep more money in your pocket and spend less at the store.

6 Ways to Save Money on Kids Toys

Who knew that you’d be spending so much money on toys? There are so many great toys out there for the kids but that doesn’t mean that you have to blow your budget! Find out how to find cute toys in an affordable way.

Best Way to Save Money Every Month

You need to remember these tips to use them every month. Saving money is a lifestyle, not something that you just pick and choose to do.

How to Save Money: 22 Proven Ways by NerdWallet

In case you need more options, these tips are great for saving money! You can never have too many suggestions on how to save money!

About the Author

Rebecca is a certified educator in personal finance (CEPF) and a money-saving expert. As a single mom of two teens, she knows all about the importance of family budgeting and financial goal-setting. She shares her best tips about saving and managing money at Savvy Money Lessons. You can also read her work online at Bankrate, Forbes Advisor, Investopedia and other top publications. Learn more

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